Does Insurance Cover Orthodontic Treatment?
Published April 22, 2025Orthodontic treatment is an investment in your health, confidence, and long-term comfort—but it’s natural to wonder how insurance fits in. For many families, the first question is: “Does my insurance cover braces or clear aligners?”
The answer depends on your specific plan, your age, and the type of treatment you’re considering. The good news? There are often multiple ways to make orthodontic care more affordable.
What to Know About Coverage
Some dental insurance plans include orthodontic benefits, especially for children under 18. These benefits often cover a portion of the treatment, not the full cost. Adults may have coverage too, though it’s usually more limited. Many plans include a one-time lifetime maximum benefit, which means they’ll contribute a set amount toward treatment, regardless of how long it lasts.
Coverage can vary depending on whether you choose metal braces, ceramic braces, or clear aligners like Invisalign®. It’s always best to check your individual policy or let us verify your benefits for you.
More Ways to Make Treatment Affordable
Even if your plan doesn’t cover everything, other options can help. Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) allow you to use pre-tax dollars for orthodontic care. We also offer monthly payment plans so you can spread out the cost over time.
Our team is here to help you understand every option—no pressure, no confusion.
Navigating Insurance With Pearls Orthodontics in Pflugerville, TX
At Pearls Orthodontics in Pflugerville, Dr. Patricia Ortiz Diaz and her team work closely with patients and their insurance providers to help make orthodontic treatment more accessible. We’ll review your benefits, explain what’s covered, and walk you through payment options that fit your budget.
Whether you’re just beginning to explore treatment or ready to schedule a consultation, we’re here to make the process clear and stress-free.
Image from Authority Dental under CC 2.0
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